EU Financial Regulators Announce Their Priorities for 2027

The European Supervisory Authorities — EBA, ESMA and EIOPA — have published their Joint Committee Work Programme for 2027, outlining key priorities for financial regulation and supervision across the European Union.

🔎 What Will Regulators Focus On?

✓ Digital Operational Resilience (DORA) — stronger cybersecurity and oversight of critical technology providers.

✓✓Artificial Intelligence & Innovation — assessing emerging technologies and their impact on financial services.

✓✓✓Consumer Protection — improving transparency, confidence and safeguards for financial customers.

✓✓✓✓Cross-Sector Risk Monitoring — strengthening cooperation between European financial regulators.

✓✓✓✓✓Regulatory Simplification — improving supervisory efficiency and reducing unnecessary regulatory burdens.

⚖️ For payment institutions, EMIs, CASPs and other financial service providers, the programme highlights the growing importance of:

• Effective compliance frameworks

• Cybersecurity and operational resilience

• Third-party risk management

• Transparent business models and customer protection

Importantly, the 2027 programme sets supervisory priorities — it does not introduce new licensing requirements by itself.

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